European Journal of Economics, Finance and Business Development

Prospects for the Development of Digitized Financial Services in Commercial Banks (In the Example of JSC AnorBank)

Kholmatova Asila

Karshi Institute of Engineering and Economics 2nd year graduate student of Public Finance and International Finance

Keywords: Digital banking, digital bank, digital innovations, mobile application, traditional bank, contact centers, online credit, online deposit.

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Abstract

A digital bank is a bank or its structural division that provides remote banking services using innovative banking technologies. Within the framework of this article, we will define the concept of "Digital Bank" on the example of the activities of "ANOR BANK" JSC, and analyze the current state of digital banking services and the activities of the bank. Also, as a result of comparing the activities of traditional banks and digital banks operating in our country, conclusions were formed regarding the development of banking services in our country.