ECONOMETRIC MODELING OF THE IMPACT OF MOBILE PAYMENT SERVICES ON CONSUMER BEHAVIOR: AN EMPIRICAL ANALYSIS USING DATA FROM PAYME, CLICK, AND UZUM BANK. European Journal of Economics, Finance and Business Development, [S. l.], v. 4, n. 2, p. 1–9, 2026. Disponível em: https://europeanscience.org/index.php/2/article/view/1663. Acesso em: 2 apr. 2026.